Payments

What Is a Sub-Merchant Portal? Definition, Features, and Who Needs It

A sub-merchant portal is a self-service interface that lets sellers, service providers, and other businesses operating under a payment platform…

57 years ago

AI in Payment Fraud Detection: Models, Architecture, and Real-Time Decisioning

Payments fraud is a constant wherever money moves. Payments fraud reached 76% of US organisations in 2025, and only 17%…

57 years ago

AI in Payment Processing: Use Cases, Architecture, and Metrics

AI in payment processing uses models to make the calls that fixed rules used to make. A rule might decline…

57 years ago

AI in Payments: Use Cases, Technology, Benefits, and Risks

AI models are increasingly influencing payment decisions involving real money, from whether a transaction should be approved or declined to…

57 years ago

Why Fintech QA Needs Domain Experts: Major vs Minor Units

Take $49.995 as an example. This amount can be part of a discount, tax, or interest calculation. Round it at…

57 years ago

Why Banks and Credit Unions Are Running Out of Time on ISO 20022

Fedwire, the US domestic wire system, settles more than $4.7 trillion in transfers a day, and as of July 14,…

57 years ago