{"id":1647,"date":"2020-01-30T20:29:00","date_gmt":"2020-01-30T20:29:00","guid":{"rendered":"https:\/\/blog.kindgeek.com\/?p=1647"},"modified":"2024-03-22T13:45:21","modified_gmt":"2024-03-22T13:45:21","slug":"top-young-uk-fintech-disruptors","status":"publish","type":"post","link":"https:\/\/www.kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors","title":{"rendered":"Top Young UK Fintech Disruptors"},"content":{"rendered":"<div class=\"inhype-post\"><p class=\"post-date\">Recently updated on March 22, 2024<\/p><\/div>\n<p>With&nbsp;<a target=\"_blank\" href=\"https:\/\/www.whitecapconsulting.co.uk\/articles\/20-essential-stats-about-uk-fintech\/\" rel=\"noreferrer noopener\">\u00a36.6 billion<\/a>&nbsp;of yearly revenue, the UK\u2019s fintech industry is a mighty beast and a home to some of the youngest fintech disruptors. It should be expected because the UK, which was recognized as the world\u2019s&nbsp;<a target=\"_blank\" href=\"https:\/\/assets.publishing.service.gov.uk\/government\/uploads\/system\/uploads\/attachment_data\/file\/801277\/UK-fintech-state-of-the-nation.pdf\" rel=\"noreferrer noopener\">best fintech hub<\/a>, knows its way around cultivating an appropriate environment for economic and technological innovations. According to the&nbsp;<a target=\"_blank\" href=\"https:\/\/www.wipo.int\/global_innovation_index\/en\/2019\/\" rel=\"noreferrer noopener\">Global Innovation Index<\/a>, the United Kingdom was the fifth most innovative country in the world in 2019 and the first European tech innovator in KPMG\u2019s Global Technology Innovation&nbsp;<a target=\"_blank\" href=\"https:\/\/assets.kpmg\/content\/dam\/kpmg\/sk\/pdf\/2018\/tech-hubs-forging-new-paths.pdf\" rel=\"noreferrer noopener\">report<\/a>. In addition, the UK introduced an&nbsp;<a target=\"_blank\" href=\"https:\/\/www.wired.co.uk\/article\/open-banking-cma-psd2-explained\" rel=\"noreferrer noopener\">open banking<\/a>&nbsp;initiative, which helped to boost the digital finance industry.&nbsp;<\/p>\n\n\n\n<p>Currently, there are over&nbsp;<a target=\"_blank\" href=\"https:\/\/www.whitecapconsulting.co.uk\/articles\/20-essential-stats-about-uk-fintech\/\" rel=\"noreferrer noopener\">1600<\/a>&nbsp;fintech firms in the UK, and this number is expected to double in the 2030s. As follows, the emerging digital banking companies are numerous, and they come in different tastes and flavours. Unfortunately, not all of them will see through to stable success as it often happens with startups. However, the number of bright fintech rookies is surprisingly impressive.&nbsp;<\/p>\n\n\n\n<p>The future holds a lot of interesting perspectives for the fintech industry and its clients. We gathered the top of the young UK fintech startups founded after 2014, which forge this future.<\/p>\n\n\n\n<p>1.&nbsp;<a href=\"#text1\">Monzo<\/a><\/p>\n\n\n\n<p>2.&nbsp;<a href=\"#text2\">Rapyd<\/a><\/p>\n\n\n\n<p>3.&nbsp;<a href=\"#text3\">ClearBank<\/a><\/p>\n\n\n\n<p>4.&nbsp;<a href=\"#text4\">Tide<\/a><\/p>\n\n\n\n<p>5.&nbsp;<a href=\"#text5\">Jaja Finance<\/a><\/p>\n\n\n\n<p>6.&nbsp;<a href=\"#text6\">10x Banking<\/a><\/p>\n\n\n\n<p>7.&nbsp;<a href=\"#text7\">Curve<\/a><\/p>\n\n\n\n<p>8.&nbsp;<a href=\"#text8\">Modulr<\/a><\/p>\n\n\n\n<p>9.&nbsp;<a href=\"#text9\">Habito<\/a><\/p>\n\n\n\n<p>10.&nbsp;<a href=\"#text10\">Wagestream<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"637\" src=\"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg\" alt=\"Top Young UK Fintech Disruptors\" class=\"wp-image-1650\" srcset=\"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg 1000w, https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD-300x191.jpeg 300w, https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD-768x489.jpeg 768w, https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD-360x229.jpeg 360w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption>Top Young UK Fintech Disruptors<\/figcaption><\/figure>\n\n\n\n<p>The fintech startups in this list presented in no particular order.<\/p>\n\n\n\n<a id=\"text1\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">1. Monzo<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2015<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a3324m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/monzo.com\/\" rel=\"noreferrer noopener\">Monzo<\/a>&nbsp;is a digital-only bank that provides users with accounts and a variety of banking and money management features. Monzo preaches the intuitiveness and simplicity of the UX. As of the end of 2019, Monzo had more than&nbsp;3 million&nbsp;users with an additional 200.000 clients&nbsp;<a target=\"_blank\" href=\"https:\/\/monzo.com\/static\/docs\/annual-report-2019.pdf\" rel=\"noreferrer noopener\">every month<\/a>. The bank\u2019s last funding round brought the company \u00a3113 million. In addition, the fintech company plans to release a prepaid card in the US with a partner bank, which would significantly expand their customer base.<\/p>\n\n\n\n<p>In 2017, Monzo\u2019s annual per-customer contribution margin was -\u00a365 (yes, that\u2019s a minus). As of May 2019, it reached +\u00a34. Steadily and surely the fintech disruptor grows its revenue to reach a net positive result in the near future.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Monzo relies on transparency, strong governance, risk management, and compliance.&nbsp;<\/p>\n\n\n\n<a id=\"text2\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">2. Rapyd<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2016<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a3160m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.rapyd.net\/\" rel=\"noreferrer noopener\">Rapyd<\/a>&nbsp;is a fintech-as-a-service company that provides its customers with APIs with functionality intended to<\/p>\n\n\n\n<p>&#8211; collect and disburse funds in any local currency<\/p>\n\n\n\n<p>&#8211; issue cards<\/p>\n\n\n\n<p>&#8211; extend e-wallet functionality<\/p>\n\n\n\n<p>&#8211; manage KYC and compliance processes<\/p>\n\n\n\n<p>Currently, the company functions in more than 100 countries with 900 locally preferred payment methods.&nbsp;<\/p>\n\n\n\n<p>Rapyd is a rapid grower. According to the firm\u2019s CEO, Arik Shtilman, the total payments volume on the platform has&nbsp;<a target=\"_blank\" href=\"https:\/\/techcrunch.com\/2019\/10\/01\/rapyd-raises-100m-for-its-fintech-as-a-service-api-now-valued-at-nearly-a-1b-valuation\/\" rel=\"noreferrer noopener\">grown fivefold<\/a>&nbsp;in 2019, and the company\u2019s revenue is expected to triple in 2020.&nbsp;<\/p>\n\n\n\n<p>The main idea behind Rapyd is to create \u201cgreat local commerce experiences anywhere.\u201d&nbsp;<\/p>\n\n\n\n<a id=\"text3\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">3. ClearBank&nbsp;<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2015<\/p>\n\n\n\n<p><strong>Location<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a3104m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.clear.bank\/\" rel=\"noreferrer noopener\">Clearbank<\/a>&nbsp;is a clearing bank that uses cloud technology to streamline the process and ensure seamless integration. The clearing is a process that settles payments among banks. A clearing bank finalizes financial transactions and ensures that a payee receives the full value of the cheque. For those interested, the fintech company a short but&nbsp;<a target=\"_blank\" href=\"https:\/\/www.clear.bank\/about\" rel=\"noreferrer noopener\">detailed video<\/a>&nbsp;that explains Clearbank and its place in the banking ecosystem.<\/p>\n\n\n\n<p>Clearbank\u2019s CEO describes his company as a \u201cbank for banks,\u201d and it already enables billions of dollars of transactions.&nbsp;<\/p>\n\n\n\n<a id=\"text4\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">4. Tide&nbsp;<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2015<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a379.5m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.tide.co\/\" rel=\"noreferrer noopener\">Tide<\/a>&nbsp;is a mobile-first fintech provider for small- to middle-sized businesses. Tide allows users to conduct everyday banking operations and includes&nbsp;<\/p>\n\n\n\n<p>&#8211; the possibility to manage several accounts<\/p>\n\n\n\n<p>&#8211; auto categories<\/p>\n\n\n\n<p>&#8211; integration with a company\u2019s accounting system<\/p>\n\n\n\n<p>&#8211; creation and payment of invoices.&nbsp;<\/p>\n\n\n\n<p>Currently, Tide has offices in England, India, and Bulgaria and powers more than 130 thousand clients. Tide\u2019s clientele owns various businesses, which include bakeries, cushion covers producers, cooking clubs, personal coaching endeavors, and much more.&nbsp;<\/p>\n\n\n\n<p>Tide\u2019s primary purpose is to cut costs and free people\u2019s time, so the entrepreneurs can have more space to grow their business and creating value.&nbsp;<\/p>\n\n\n\n<a id=\"text5\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">5. Jaja Finance&nbsp;<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2015<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a335m<\/p>\n\n\n\n<p>Envisioned in Norway and made a reality in the UK,&nbsp;<a target=\"_blank\" href=\"https:\/\/jaja.co.uk\/\" rel=\"noreferrer noopener\">Jaja Finance<\/a>&nbsp;is a mobile- and digital-first credit card provider. Jaja rebuilt the concept of the credit card, creating digital and physical credit card solutions with a client in mind. Jaja\u2019s product has a strong focus on the personalization of the services they provide. The company is an innovative and adaptive fintech startup, which is not afraid of experimentation and testing new waters.&nbsp;<\/p>\n\n\n\n<p>Most recently, Jaja&nbsp;<a target=\"_blank\" href=\"https:\/\/techcrunch.com\/2019\/06\/28\/jaja-bank-of-ireland-credit\/\" rel=\"noreferrer noopener\">bought<\/a>&nbsp;the bank of Ireland\u2019s UK credit card business for some $670M. In addition, the fintech company will be an issuer of the credit cards for the Bank\u2019s UK business and the UK\u2019s Automobile Association.&nbsp;<\/p>\n\n\n\n<p>Jaja strives to simplify and customize the world of credit and make it more \u201cdown to earth\u201d so any person can use it without being anxious about hidden fees and other not-so-pleasant surprises.&nbsp;<\/p>\n\n\n\n<a id=\"text6\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">6. 10x Banking&nbsp;<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2016<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a350m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.10xbanking.com\/\" rel=\"noreferrer noopener\">10x Banking<\/a>&nbsp;created a cloud-based digital banking platform for financial companies. At the core of the system that the company provides is a 10x SuperCore platform, which is used to ensure that customer data is not duplicated anywhere in the system for security purposes.<\/p>\n\n\n\n<p>10x Banking provides its clients with a bunch of advantages:<\/p>\n\n\n\n<p>&#8211; ensures easy product creation and deployment<\/p>\n\n\n\n<p>&#8211; reduces time to market<\/p>\n\n\n\n<p>&#8211; helps cut development costs&nbsp;<\/p>\n\n\n\n<p>&#8211; creates real-time bank customer records to ease the onboarding process.&nbsp;&nbsp;<\/p>\n\n\n\n<p>10x Banking\u2019s purpose is straightforward \u2014 to make digital banking ten times more convenient.&nbsp;<\/p>\n\n\n\n<a id=\"text7\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">7. Curve<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2015<\/p>\n\n\n\n<p><strong>Headquarters<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a358m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.curve.app\/\" rel=\"noreferrer noopener\">Curve<\/a>&nbsp;is a card aggregator and management tool. In other words, Curve connects a user\u2019s accounts to a single smart card, which, in turn, is managed via Android or iOS apps. No matter how many Visas or Mastercards a person has, he or she can manage all of them using a single Curve card and application.&nbsp;<\/p>\n\n\n\n<p>So far, Curve has Apple Pay support, is available in 31 countries within the European Economic Area, and has more than 800.000 customers. A cherry on the top is Curve\u2019s ambitious goal to become an \u201c<a target=\"_blank\" href=\"https:\/\/www.cnbc.com\/2018\/10\/05\/fintech-firm-curve-looking-to-raise-50-million.html\" rel=\"noreferrer noopener\">Amazon of Banking<\/a>.\u201d&nbsp;<\/p>\n\n\n\n<p>\u201cOne card to rule them all\u201d is Curve\u2019s motto.&nbsp;<\/p>\n\n\n\n<a id=\"text8\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">8. Modulr&nbsp;<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2016<\/p>\n\n\n\n<p><strong>Location<\/strong>: Edinburg<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a334m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.modulrfinance.com\/\" rel=\"noreferrer noopener\">Modulr<\/a>&nbsp;is a digital payment account\/payments as a service platform for businesses to achieve faster and a more convenient way of moving their finances. After the integration with the system, the companies are free to create as many accounts as they wish and automate payments and reconciling.&nbsp;<\/p>\n\n\n\n<p>Recently, Modulr&nbsp;<a target=\"_blank\" href=\"https:\/\/www.finextra.com\/pressarticle\/81012\/modulr-joins-bacs-as-direct-participant\" rel=\"noreferrer noopener\">became<\/a>&nbsp;one of a few \u201cnon-bank Payment Service Provider participants of Bacs.\u201d Bacs is one of the most popular payment methods in the country. As a result, Modulr has full control over Bacs payment flows and doesn&#8217;t have to rely on third-party providers. Besides, Modulr&nbsp;<a target=\"_blank\" href=\"https:\/\/www.modulrfinance.com\/blog\/revolut-launches-gbp-direct-debits-providing-another-key-service-to-customers-powered-by-modulr\" rel=\"noreferrer noopener\">powers<\/a>&nbsp;<a target=\"_blank\" href=\"https:\/\/www.revolut.com\/aff\/1437191_distrilist_?irgwc=1&amp;p=i&amp;ext=1437191_\" rel=\"noreferrer noopener\">Revolut<\/a>, another powerful UK fintech startup&nbsp;<\/p>\n\n\n\n<p>As far as London is a leading financial center of the world and the heart of the UK\u2019s fintech industry, most of the disrupting and bright fintech contenders are founded there. Modulr, which began its journey in Scotland, is a fresh exception.&nbsp;<\/p>\n\n\n\n<a id=\"text9\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">9. Habito<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2016<\/p>\n\n\n\n<p><strong>Location<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a330m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/www.habito.com\/\" rel=\"noreferrer noopener\">Habito<\/a>&nbsp;is a digital mortgage broker and lender. Habito provides customers with the possibility to compare, apply, automate, and track the progress of the mortgages using the website. In addition, Habito provides a mortgage expert to help users figure out the best deal.&nbsp;<\/p>\n\n\n\n<p>Furthermore, Habito&nbsp;<a target=\"_blank\" href=\"https:\/\/techcrunch.com\/2019\/07\/09\/habito-mortgages\/\" rel=\"noreferrer noopener\">began<\/a>&nbsp;to \u201cdirect lending via its own range of mortgages\u201d as well as life insurances. Last year, Habito was featured in the&nbsp;<a target=\"_blank\" href=\"https:\/\/thefintech50.com\/the-fintech50-2019-50-fintechs-to-watch-in-2019\" rel=\"noreferrer noopener\">Fintech 50<\/a>, which is a European high-growth fintech companies list.&nbsp;<\/p>\n\n\n\n<p>Habito deals with the bureaucratic \u201chell,\u201d helping its clients to sort out the not-so-user-friendly world of mortgages.&nbsp;<\/p>\n\n\n\n<a id=\"text10\"><\/a>\n\n\n\n<h2 class=\"wp-block-heading\">10. Wagestream<\/h2>\n\n\n\n<p><strong>Founded<\/strong>: 2018<\/p>\n\n\n\n<p><strong>Location<\/strong>: London<\/p>\n\n\n\n<p><strong>Funds Raised<\/strong>: \u00a360m<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"https:\/\/wagestream.co.uk\/\" rel=\"noreferrer noopener\">Wagestream<\/a>&nbsp;is an app that gives employees \u201creal-time\u201d access to their wages in order to boost productivity and reduce stress. With Wagestream, workers don\u2019t have to wait until the end of the month to receive their monetary reward and can access money as it is earned.&nbsp;<\/p>\n\n\n\n<p>The fintech innovator charges employees a small fee for each withdrawal of the money and transfers all money to their bank accounts at the end of a month. Considering the unique purpose of Wagstream, the company is also backed by charitable organizations.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/kindgeek.com\/portfolios\" target=\"_blank\" rel=\"noreferrer noopener\">Explore our FinTech portfolio<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background\" href=\"https:\/\/kindgeek.com\/discovery_phase\" style=\"background:linear-gradient(135deg,rgba(6,147,227,1) 52%,rgb(155,81,224) 89%)\" target=\"_blank\" rel=\"noreferrer noopener\">Visit our Discovery Phase page<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>There is a feature the aforementioned young fintech disruptors have in common \u2014 the desire to change the ways of traditional financial services in order to make them closer to people and easier to use. Creating a successful, reliable, and appealing fintech app is not an easy feat. It requires deep technological and design expertise, experience, knowledge of the regulatory environment, and business analysis capabilities.&nbsp;&nbsp;<\/p>\n\n\n\n<p>If you need a technological partner that can&nbsp;<\/p>\n\n\n\n<p>&#8211; Conduct a thorough analysis to create accurate blueprints for relevant digital product&nbsp;<\/p>\n\n\n\n<p>&#8211; Develop a secure and reliable application with an appealing and easy-to-use interface&nbsp;<\/p>\n\n\n\n<p>&#8211; Provide business analysis and development services<\/p>\n\n\n\n<p>Then our experience in developing&nbsp;<a href=\"https:\/\/kindgeek.com\/portfolios\" target=\"_blank\" rel=\"noreferrer noopener\">fintech applications<\/a>&nbsp;for different markets and experienced BA team can come in handy for you.&nbsp;<\/p>\n\n\n\n<p>You can check our&nbsp;<a target=\"_blank\" href=\"https:\/\/kindgeek.com\/portfolios\" rel=\"noreferrer noopener\">portfolio <\/a><\/p>\n\n\n\n<p>Please consider, not all of our projects are displayed there because of the NDAs. We can elaborate on our experience more if you wish after you contact us.<\/p>\n\n\n\n<p><a href=\"https:\/\/kindgeek.com\/contact_us\" target=\"_blank\" rel=\"noreferrer noopener\">Contact us<\/a>, and we, KindGeek, will help you develop a fintech product people like and trust.&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Currently, there are over 1600 fintech firms in the UK, and this number is expected to double in the 2030s. As follows, the emerging digital banking companies are numerous, and they come in different tastes and flavours. Unfortunately, not all of them will see through to stable success as it often happens with startups. However, the number of bright fintech rookies is surprisingly impressive.<\/p>\n","protected":false},"author":5,"featured_media":1650,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[24],"tags":[],"class_list":{"0":"post-1647","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-fintech"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top Young UK Fintech Disruptors | Kindgeek<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Young UK Fintech Disruptors | Kindgeek\" \/>\n<meta property=\"og:description\" content=\"Currently, there are over 1600 fintech firms in the UK, and this number is expected to double in the 2030s. As follows, the emerging digital banking companies are numerous, and they come in different tastes and flavours. Unfortunately, not all of them will see through to stable success as it often happens with startups. However, the number of bright fintech rookies is surprisingly impressive.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors\" \/>\n<meta property=\"og:site_name\" content=\"Kindgeek\" \/>\n<meta property=\"article:published_time\" content=\"2020-01-30T20:29:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-22T13:45:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"637\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mykhailo Bogdan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mykhailo Bogdan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top Young UK Fintech Disruptors | Kindgeek","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors","og_locale":"en_US","og_type":"article","og_title":"Top Young UK Fintech Disruptors | Kindgeek","og_description":"Currently, there are over 1600 fintech firms in the UK, and this number is expected to double in the 2030s. As follows, the emerging digital banking companies are numerous, and they come in different tastes and flavours. Unfortunately, not all of them will see through to stable success as it often happens with startups. However, the number of bright fintech rookies is surprisingly impressive.","og_url":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors","og_site_name":"Kindgeek","article_published_time":"2020-01-30T20:29:00+00:00","article_modified_time":"2024-03-22T13:45:21+00:00","og_image":[{"width":1000,"height":637,"url":"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg","type":"image\/jpeg"}],"author":"Mykhailo Bogdan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mykhailo Bogdan","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#article","isPartOf":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors"},"author":{"name":"Mykhailo Bogdan","@id":"https:\/\/kindgeek.com\/blog\/#\/schema\/person\/da573e7542c45dc047809322eb5dda40"},"headline":"Top Young UK Fintech Disruptors","datePublished":"2020-01-30T20:29:00+00:00","dateModified":"2024-03-22T13:45:21+00:00","mainEntityOfPage":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors"},"wordCount":1672,"commentCount":0,"publisher":{"@id":"https:\/\/kindgeek.com\/blog\/#organization"},"image":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#primaryimage"},"thumbnailUrl":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg","articleSection":["FinTech"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors","url":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors","name":"Top Young UK Fintech Disruptors | Kindgeek","isPartOf":{"@id":"https:\/\/kindgeek.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#primaryimage"},"image":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#primaryimage"},"thumbnailUrl":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg","datePublished":"2020-01-30T20:29:00+00:00","dateModified":"2024-03-22T13:45:21+00:00","breadcrumb":{"@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#primaryimage","url":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg","contentUrl":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2020\/01\/gymSfB3HrTgJtIDySETD.jpeg","width":1000,"height":637},{"@type":"BreadcrumbList","@id":"https:\/\/kindgeek.com\/blog\/post\/top-young-uk-fintech-disruptors#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kindgeek.com\/blog"},{"@type":"ListItem","position":2,"name":"Top Young UK Fintech Disruptors"}]},{"@type":"WebSite","@id":"https:\/\/kindgeek.com\/blog\/#website","url":"https:\/\/kindgeek.com\/blog\/","name":"Kindgeek","description":"Blog | Kindgeek","publisher":{"@id":"https:\/\/kindgeek.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kindgeek.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kindgeek.com\/blog\/#organization","name":"Kindgeek","url":"https:\/\/kindgeek.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kindgeek.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2026\/02\/kg-logo-updated.png","contentUrl":"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2026\/02\/kg-logo-updated.png","width":300,"height":60,"caption":"Kindgeek"},"image":{"@id":"https:\/\/kindgeek.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kindgeek.com\/blog\/#\/schema\/person\/da573e7542c45dc047809322eb5dda40","name":"Mykhailo Bogdan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kindgeek.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2021\/04\/mykhailo-150x150.jpeg","contentUrl":"https:\/\/www.kindgeek.com\/blog\/wp-content\/uploads\/2021\/04\/mykhailo-150x150.jpeg","caption":"Mykhailo Bogdan"},"url":"https:\/\/www.kindgeek.com\/blog\/post\/author\/mykhailo-bogdan"}]}},"_links":{"self":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/posts\/1647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/comments?post=1647"}],"version-history":[{"count":6,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/posts\/1647\/revisions"}],"predecessor-version":[{"id":4667,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/posts\/1647\/revisions\/4667"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/media\/1650"}],"wp:attachment":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/media?parent=1647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/categories?post=1647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/tags?post=1647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}