{"id":6600,"date":"2026-08-18T23:13:26","date_gmt":"2026-08-18T23:13:26","guid":{"rendered":"https:\/\/www.kindgeek.com\/blog\/?post_type=faq&p=6600"},"modified":"2026-08-18T23:13:26","modified_gmt":"2026-08-18T23:13:26","slug":"whats-the-real-difference-between-mt-and-iso-20022-messages","status":"publish","type":"faq","link":"https:\/\/www.kindgeek.com\/blog\/faq\/whats-the-real-difference-between-mt-and-iso-20022-messages","title":{"rendered":"What’s the real difference between MT and ISO 20022 messages?"},"content":{"rendered":"\n

MT messages use fixed-length, size-restricted text fields: a single unstructured line for an address, for example. ISO 20022 messages use structured XML elements with dedicated fields for each data point, such as street name, building number, and postal code, plus fields for purpose codes and full party identification that MT never had room for.<\/p>\n","protected":false},"author":12,"template":"","faq_groups":[347],"class_list":{"0":"post-6600","1":"faq","2":"type-faq","3":"status-publish","5":"faq-group-iso-20022-migration"},"yoast_head":"\nWhat's the real difference between MT and ISO 20022 messages? | Kindgeek<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kindgeek.com\/blog\/faq\/whats-the-real-difference-between-mt-and-iso-20022-messages\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What's the real difference between MT and ISO 20022 messages? | Kindgeek\" \/>\n<meta property=\"og:description\" content=\"MT messages use fixed-length, size-restricted text fields: a single unstructured line for an address, for example. ISO 20022 messages use structured XML...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kindgeek.com\/blog\/faq\/whats-the-real-difference-between-mt-and-iso-20022-messages\" \/>\n<meta property=\"og:site_name\" content=\"Kindgeek\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What's the real difference between MT and ISO 20022 messages? | Kindgeek","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kindgeek.com\/blog\/faq\/whats-the-real-difference-between-mt-and-iso-20022-messages","og_locale":"en_US","og_type":"article","og_title":"What's the real difference between MT and ISO 20022 messages? | Kindgeek","og_description":"MT messages use fixed-length, size-restricted text fields: a single unstructured line for an address, for example. 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