{"id":6367,"date":"2026-06-23T12:22:09","date_gmt":"2026-06-23T12:22:09","guid":{"rendered":"https:\/\/www.kindgeek.com\/blog\/?post_type=faq&p=6367"},"modified":"2026-06-23T12:22:10","modified_gmt":"2026-06-23T12:22:10","slug":"how-does-psd3-relate-to-fida-financial-data-access","status":"publish","type":"faq","link":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access","title":{"rendered":"How does PSD3 relate to FIDA (Financial Data Access)?"},"content":{"rendered":"\n

PSD3\/PSR governs payment account data sharing. FIDA extends data access to investments, pensions, insurance, loans, and creditworthiness data. AISPs currently regulated under PSD2 will eventually transition to the FIDA framework, but only once FIDA’s data-sharing schemes are fully operational. The Commission is taking a staggered approach to avoid disrupting existing open banking services during the transition.<\/p>\n","protected":false},"author":12,"template":"","faq_groups":[333],"class_list":{"0":"post-6367","1":"faq","2":"type-faq","3":"status-publish","5":"faq-group-psd3-compliance"},"yoast_head":"\nHow does PSD3 relate to FIDA (Financial Data Access)? | Kindgeek<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does PSD3 relate to FIDA (Financial Data Access)? | Kindgeek\" \/>\n<meta property=\"og:description\" content=\"PSD3\/PSR governs payment account data sharing. FIDA extends data access to investments, pensions, insurance, loans, and creditworthiness data. AISPs currently regulated under...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access\" \/>\n<meta property=\"og:site_name\" content=\"Kindgeek\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-23T12:22:10+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How does PSD3 relate to FIDA (Financial Data Access)? | Kindgeek","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access","og_locale":"en_US","og_type":"article","og_title":"How does PSD3 relate to FIDA (Financial Data Access)? | Kindgeek","og_description":"PSD3\/PSR governs payment account data sharing. FIDA extends data access to investments, pensions, insurance, loans, and creditworthiness data. AISPs currently regulated under...","og_url":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access","og_site_name":"Kindgeek","article_modified_time":"2026-06-23T12:22:10+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access","url":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access","name":"How does PSD3 relate to FIDA (Financial Data Access)? | Kindgeek","isPartOf":{"@id":"https:\/\/www.kindgeek.com\/blog\/#website"},"datePublished":"2026-06-23T12:22:09+00:00","dateModified":"2026-06-23T12:22:10+00:00","breadcrumb":{"@id":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.kindgeek.com\/blog\/faq\/how-does-psd3-relate-to-fida-financial-data-access#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kindgeek.com\/blog"},{"@type":"ListItem","position":2,"name":"How does PSD3 relate to FIDA (Financial Data Access)?"}]},{"@type":"WebSite","@id":"https:\/\/www.kindgeek.com\/blog\/#website","url":"https:\/\/www.kindgeek.com\/blog\/","name":"Kindgeek","description":"Blog | Kindgeek","publisher":{"@id":"https:\/\/www.kindgeek.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kindgeek.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.kindgeek.com\/blog\/#organization","name":"Kindgeek","url":"https:\/\/www.kindgeek.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kindgeek.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2026\/02\/kg-logo-updated.png","contentUrl":"https:\/\/kindgeek.com\/blog\/wp-content\/uploads\/2026\/02\/kg-logo-updated.png","width":300,"height":60,"caption":"Kindgeek"},"image":{"@id":"https:\/\/www.kindgeek.com\/blog\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/faqs\/6367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/users\/12"}],"wp:attachment":[{"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/media?parent=6367"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/www.kindgeek.com\/blog\/wp-json\/wp\/v2\/faq_groups?post=6367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}