With the November 2025 SWIFT coexistence end behind us, the next major hard cutover is November 2026. That is when SWIFT completely eliminates unstructured postal addresses in CBPR+ messages, requiring at least a hybrid format (with structured Town Name and Country) or fully structured data. November 2026 also marks the deadline for all institutions to receive camt.110 investigation requests via Case Orchestrator, followed by the full E&I and Stop & Recall mandate in November 2027.